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Industries We Serve

Funding built for your industry

Every industry has unique challenges. Luma tailors funding solutions to match the way your business actually operates.

Restaurants

Retail

Construction

Healthcare

Auto Repair

Salons & Beauty

Trucking

Hospitality

Professional Services

Food Trucks

luma.

Capital that illuminates your path forward.

Florida-based. Serving small businesses nationwide.

luma.

Capital that illuminates your path forward.

Florida-based. Serving small businesses nationwide.

Products

Cash Advance
Business Loans
Line of Credit
Equipment Financing
Bridge Loans
Fix & Flip
DSCR Rental Loans
Commercial Bridge

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Cost Segregation

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Business financing products are provided by Luma Financial, LLC, or through a network of third-party funding partners. The funding provider will be identified in your financing agreement prior to signing. All financing is subject to approval based on underwriting criteria including, but not limited to, business and personal credit history, time in business, monthly revenue, cash flow, and applicable state regulations. Luma is not a bank. Working capital products and revenue advances are not loans in all states. Not all products are available in all states.

Luma Financial is a Florida-registered business. Merchant cash advances are not loans and are not subject to usury or banking regulations. Funding is provided through our network of licensed lending partners. In compliance with Florida HB 1353 (Commercial Financing Disclosure Law, effective January 1, 2024), written cost disclosures including total cost of financing and APR equivalent are provided to all Florida business owners prior to funding. NMLS #XXXXXX.

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