ISO Broker Program
Grow your business with Luma.
Submit deals to a lender that moves fast, pays well, and treats your clients right. We're building the partner network that brokers actually want to be part of.
Same day
Funding decisions on most deals
Industry-leading
Commissions paid on funded deals
$500K
Maximum deal size
Why Luma
Built for brokers who care about their clients.
Competitive commissions
Earn industry-leading commissions on every funded deal. Paid fast — no delays, no excuses.
Same-day decisions
We review submissions in hours. No waiting days for a decision while your client shops elsewhere.
Partner portal
Track your submissions, commission status, and client updates in one place. Coming soon — early partners get first access.
White-label options
Want to fund deals under your own brand? Ask about our white-label program for established brokers.
The process
Three steps. Then you get paid.
Register your account
Fill out the short form below. Approval takes 24 hours. You'll receive login credentials and your unique partner link.
Submit deals
Use our submission portal or send deals directly to your account manager. We handle the underwriting — you handle the relationship.
Get paid on funding
Commissions are calculated on funded volume and paid directly to your account. Monthly statements available in the portal.
Compensation
Industry-leading commissions — on every deal.
We don't publish specific rates publicly — commission structures are customized based on deal volume, product type, and experience. Our partnerships team will walk you through the full schedule on your onboarding call.
Get commission details →Apply to join the Luma partner network.
Takes 2 minutes. Approval within 24 hours.