Business Loan
Predictable payments for sustainable growth.
What is Business Loan?
A business term loan provides a lump sum of capital that you repay on a fixed schedule — weekly or monthly — over a defined term. Unlike a cash advance, the payment amount never changes. This predictability makes term loans ideal for planned investments where you want to know exactly what you owe each period and when the loan ends.
Key benefits
- Fixed repayment schedule — know your exact payment every period
- Longer terms mean smaller payments and better cash flow
- Build business credit history with consistent repayment
- Funds available for any legitimate business purpose
- No prepayment penalties — pay off early and save on fees
Requirements
Min FICO Score
600+
Monthly Revenue
$15K+
Time in Business
12 months+
Collateral
Case by case
How it works
Tell us your goals
Share how much you need, what it's for, and your business details. 60-second application.
Get your term options
We present 2–3 term structures with clear payment amounts and total cost. No surprises.
Choose and get funded
Pick the term that fits your budget. Documents signed, funds sent — usually the same or next business day.
When to use Business Loan
The right fit for your situation
Equipment upgrades
Replace aging kitchen equipment, machinery, or IT infrastructure with a fixed-payment loan that matches the asset's useful life.
Hiring and payroll runway
Bring on new staff or carry payroll through a growth period. A term loan spreads the cost without straining monthly cash flow.
Marketing campaigns
Fund a seasonal ad campaign or launch a new product line. Know your repayment schedule before the campaign launches.
Debt consolidation
Combine multiple high-cost advances or short-term debts into one predictable monthly payment at a lower overall cost.
FAQ
Common questions about Business Loan
Ready to get Business Loan?
Apply in 60 seconds. No hard credit pull.